Why Choose 800financial For Your Consolidation Loan?
Experience the ease and convenience of 800Financial’s consolidation loans, designed to simplify your debt management and help you achieve financial stability.
Holistic Financial Assessment
800Financial looks beyond traditional credit scores, considering factors like employment history, income, and more to provide you with personalized rates suited to your unique financial profile.
Customizable Loan Amounts
Whether you need to consolidate a small amount of debt or a larger sum, 800Financial offers loan amounts ranging from $1,000 to $50,000 to fit your specific needs.
Consistent Rates and Flexible Terms
You can choose from 3-year or 5-year terms, with interest rates between 4.6% and 35.99% APR. This allows for predictable monthly payments and better financial planning.
No Prepayment Penalties
Take charge of your financial future by paying off your consolidation loan early without any additional fees or penalties, helping you save on interest.
Explore Your Options in 3 Easy Steps
1
Secure and Easy Application
Submit your basic information through our safe and secured form. Share the best time for us to reach out, ensuring our loan specialists connect with you when it’s convenient.
2
Tailored Financial Consultation
Discuss your financial goals with a loan specialist. Explore available loan products, terms, and rates. If you qualify, proceed with the application process for approval.
3
Quick Loan Decision
Receive your loan approval decision swiftly. If approved, 99% of funds are transferred directly to your account within 1 business day. Start your journey to financial freedom today!
“Frank put me at ease the moment we started a conversation. He thoroughly explained every detail, answered all my questions, some of which were pretty silly, but never changed his calming tone of voice. I hope I have a friend for a very long time. Please try and speak with him should you need to call.”
- Gillian Campbell
“Our loan coach Jamie was outstanding. Made sure we understand how the program works. Jamie held our hand from beginning to end making sure we were knowledgeable about every step we told to get to the loan”
- George Saldana
“Robert S. at 800finanical was very pleasant, patient, and straightforward. Thank you, Robert!”
- Elizabeth Larson
Frequently Asked Questions (Consolidation Loan)
We’ve answered a few FAQs to get you started. But please don’t hesitate to reach out with more.
Can I consolidate different types of debt?
Yes, you can consolidate various types of debt, including credit cards, medical bills, and personal loans.
Will consolidating my debts affect my credit score?
Initially, you might see a slight dip in your credit score, but consolidating and consistently paying off your debt can improve your score over time.
Can I qualify with bad credit?
We consider multiple factors beyond just your credit score, so you may still qualify for a consolidation loan with less-than-perfect credit.
What are the interest rates for consolidation loans?
Interest rates for consolidation loans vary based on your credit profile, loan amount, and repayment term. At 800Financial, we offer competitive rates to help you save on interest and reduce your monthly payments.
Are there any fees associated with consolidation loans?
800Financial offers consolidation loans with transparent terms and no hidden fees. Your loan agreement will clearly outline any applicable fees, such as origination fees.
Can I pay off my consolidation loan early?
Absolutely. You can pay off your consolidation loan early without any prepayment penalties. Paying off your loan ahead of schedule can help you save on interest and achieve financial freedom faster.
Simplify your debt with an 800Financial consolidation loan. Apply now!
